Nursing Homes Can Be Dangerous Places

Are you aware of the dangers that unfortunately come with nursing homes? We want to make sure you’re educated on the dangers associated with nursing home facilities so if the times comes, you will know your legal rights.

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Harley Erbe
Using Insurance Appraisals To Resolve Insurance Coverage Disputes

It is not uncommon for an insurance policy to have an appraisal provision to resolve such disputes in lieu of more expensive and time-consuming legal action. An appraisal is a supplementary arrangement to arrive at a resolution of a dispute without a formal lawsuit. Provisions for appraisal of an insurance loss, whether under policy terms or pursuant to independent agreement, are valid and binding on the parties. 

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Harley Erbe
An Expanded Look At Iowa's Uninsured Motorist Coverage Law

Not all vehicle owners comply with Iowa's financial responsibility law, which requires liability insurance of a certain amount for all motor vehicles. If you're in an accident with an uninsured vehicle, there may be no money available to pay monetary compensation unless the vehicle owner has sufficient assets to cover the damages. Otherwise, your only possible recovery will be through the uninsured motor vehicle coverage on your vehicle.

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Harley Erbe